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Visa Ready Debit prepaid card

READY debit® Prepaid Visa® Card is similar to a credit card: you can make purchases online or by phone, you can pay at the gas pump, book a flight, get money from an ATM, and so on. And you don't have to carry a load of cash when you travel—your money's protected by Visa's Zero Liability™ policy.

100% Approval Guaranteed FREE Online Bill Pay Free Online check writing Access to over 1 million ATMs No overdraft fees - ever!

When you sign up for direct deposit with READY debit Select you get FREE Online Bill Pay, FREE online check writing, access to over 1 million ATMs and no overdraft fees– ever! And you won't have to worry about additional fees for making purchases and checking your balance that so many prepaid debit cards have – those can really add up. So sign up now and start getting a better deal!

100% Approval Guaranteed — Even if you've been turned away or rejected by banks you can still get a READYdebit card. We have no credit or chexsystems checks to worry about. Our only requirement is that we can validate the information you provide to us when you open your account. We do this instantly online while your application is being completed to make the sign-up process fast and easy!

In some ways your READY debit® Prepaid Visa® Card is similar to a credit card: you can make purchases online or by phone, you can pay at the gas pump, book a flight, get money from an ATM, and so on. And you don't have to carry a load of cash when you travel—your money's protected by Visa's Zero Liability™ policy.

But with a prepaid card—unlike a credit card—you can't spend more money than you've got. For many of us, that can be pretty helpful. Credit card companies spend billions of marketing dollars each year, trying to convince us that we all need to borrow more money—so we can spend money we don't have, on stuff we don't need! And many lenders are willing to let their customers fall very deeply into debt. You don't need that sort of financial "help"! Your READYdebit® Prepaid Visa® Card will help you stick to your spending plans—and save toward a great family vacation or a new kitchen!

You can also use your READYdebit® card account to pay your bills online. With the READY debit® online bill pay service you can pay anyone—the power company, the cable company, even the babysitter. Anyone you could pay with a check can be paid using our online bill pay service.

How do I get my money onto the card?

There are several ways.

Direct deposit is best. Every payday, your wages are deposited automatically onto your READY debit® Card. Totally free, totally fast. No waiting in line, no check-cashing fees. Read more about direct deposit.

We offer two easy ways to add cash to your READYdebit Visa® prepaid card. With Visa ReadyLink and Green Dot MoneyPaks your cash is available on your card in minutes. More information on loading money to your card.

You can also transfer money from a checking account or savings account.

What are the fees?

Our fees are low! In fact, we even offer some features for free that other prepaid card issuers charge their customers.

Other: ACH debit: $2.25/transaction. Replacement card: $10. Paper statements: $2/statement. Special research and documentation fee: up to $50. Account closure via paper check for remaining funds: $15. Currency conversion: 2% of transaction amount after conversion.