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BuyRight Prepaid MasterCard

The BuyRIGHT Prepaid Card is a unique hybrid prepaid debit card and a catalog card that combines the best features of both types of cards. This card is issued by MetaBank™ pursuant to license by MasterCard International Incorporated. MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated.

No credit check, 100% approved! Guaranteed Rewards- you can pick iTunes, RedBox, Cash, Starbucks and More! Travel, Rent Cars, Reserve Hotels, Shop Online safely! Online bill pay, Earn REWARDS, FREE Direct Deposit! This is a debit card, not a credit card.

The BuyRIGHT credit card is available to individual customers who have a valid Social Security Number or a Government-issued ID and a verifiable address. The company does not offer cards to business customers. Before a card is issued, the applicant’s personal information is validated before the account is opened.

The Card is a prepaid card. The Card allows you to access funds loaded or deposited to your Card account by you or on your behalf. Your Card account does not constitute a checking or savings account and is not connected in any way to any other account you may have. The Card is not a gift card, nor is it intended to be used for gifting purposes. The Card is not a credit card. You will not receive any interest on the funds in your Card account. The funds in your Card account will be FDIC insured provided your Card is registered. Your funds will never expire, regardless of the expiration date on the front of your Card.

Fees and limitations.

Schedule of Fees

ATM Fees:
When you use an ATM, you may be charged a fee by the ATM operator or any network used to complete the transaction (and you may be charged a fee for a balance inquiry even if you do not complete a fund transfer).

International Transaction Fee:
If you obtain your funds, make a purchase in a currency or country other than the currency on your card, or make a purchase from a merchant using a bank thatuses currency other than the currency or country in which your Card was issued, the amount deducted from your funds will be converted by MasterCard International Incorporated into an amount in the currency of your Card. MasterCard International Incorporated will establish a currency conversion rate for this convenience using a rate selected by MasterCard International Incorporated from the range of rates available in wholesale currency markets for the applicable central processing date which may vary from the rate MasterCard International Incorporated itself receives, or the government-mandated rate in effect for the applicable central processing date, in each instance, plus or minus any adjustment determined by the issuer. This percentage amount is independent of any amount taken by the issuer in accordance with the following section of these Terms & Conditions.

If you obtain your funds, make a purchase in a currency or country other than the currency on your card, or make a purchase from a merchant using a bank thatuses currency other than the currency or country in which your Card was issued, the issuer may increase the currency conversion rate (described in the immediately preceding section) up to an additional 1% and will retain this amount as compensation for its services. This charge is independent of the currency conversion rate established by MasterCard International Incorporated.