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Why do I need Visa or MasterCard Prepaid Card?The prepaid card is a lot safer than carryin cash. When cash is lost, it is gone forever. However, if your prepaid card is ever lost or stolen, you're protected by Visa or MasterCard's no liability policy.
Prepaid Card is an effective money management tool today.
Benefits of Pre-Paid Credit Cards:
Easy to Get. Easy to Use
- Getting a card couldn’t be easier. There’s no credit check and no bank account required. When you carry a prepaid card, you can leave your cash at home and enjoy some of the benefits of a bank account without actually having one.
Safer than cash
- When you register your card, if your card is lost or stolen, you’re protected from unauthorized purchases. With Zero Liability, you’re not responsible for unauthorized purchases, whether they’re made in-store, by phone, or online. You can’t say that about cash.
More convenient than cash
- Use your card to make purchases or everywhere Debit Visa or MasterCard is accepted. Or have your paycheck directly deposited to your registered Everyday Prepaid Card.
Easy to pay bills and manage expenses
- No more waiting in line for money orders. Use your card to pay bills and manage your expenses easily with your statement and online financial tools.
Articles
Prepaid Visa RushCard
UniRush is committed to the mission of empowering members by providing access to services that enable them to achieve their personal and financial goals.
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Founded in 2003 by entrepreneur and philanthropist Russell Simmons, UniRush, LLC, revolutionized the payments industry when it launched one of the first prepaid Visa debit cards. The Prepaid Visa RushCard provided instant access to a set of basic financial services for over 48 million Americans who could not previously establish traditional banking relationships.
A pioneer and prepaid card industry leader, UniRush is:
- One of the longest standing consumer reload-able prepaid cards to offer a direct deposit loading option.
- The first to offer direct deposit to a Prepaid Visa card.
- The first to offer check-writing capabilities to prepaid debit cardholders.
- The first Prepaid Visa card allowing cardholders to load funds at MoneyGram (in approximately 40,000 locations nationwide).
- The first prepaid debit card to offer comprehensive online money tools allowing cardholders to track balance trends, categorize and analyze personal spending, and create and monitor monthly budgets.
RushCard empowers cardholders to take control of their financial futures. It's an easy-to-use and convenient alternative to credit cards, traditional banking, and check-cashing services - without the worry of going into debt, overdrawing an account, or incurring costly fees. Cardholders enjoy the freedom and security of having a prepaid Visa card to make payments, track day-to-day spending, build a positive credit file, and manage their monthly finances.
Russell Simmons and the RushCard have been featured on 60 Minutes II, CNN, CNBC, Fox National News, PBS, NPR, The New York Times Magazine, and the covers of Business Week and Fast Company magazine.
Fee Schedule
| Monthly Plan Cards | Pay As You Go Plan Cards | |
 
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| One Time Fees | ||
| Activation Fee | $3.00 | $19.95 |
| Monthly Fees | ||
| Monthly Fee | $9.95 | $0 |
| Domestic Transactions Fees | ||
| Convenience Fee | Use Your PIN: $1.00 Without PIN: FREE |
$1.00 capped at ten dollars ($10.00) per calendar month |
| ATM Balance Inquiry Fee | $0.50 | $0.50 |
| ATM Withdrawal Fee | Two (2) FREE each calendar month. $2.50 for each ATM withdrawal after first two (2) |
$1.95 |
| International Transactions Fees | ||
| International Convenience Fee | Use Your PIN: $1.00 Without PIN: FREE |
$2.00 |
| International ATM Balance Inquiry Fee | $1.00 | $1.00 |
| International ATM Withdrawal Fee | $2.50 | $1.95 |
| Currency Conversion Fee | Up to 2% of transaction amount | Up to 2% of transaction amount |
| Other Fees | ||
| Add Money | FREE | FREE |
| Online Statement | FREE | FREE |
| Paper Statement | $1.00 | $1.00 |
| Maintenance Fee | $0 | $1.95 |
| Optional Services | ||
| Bill Pay Enrollment Fee | $2.00 | $2.00 |
| Bill Payment Fee | $1.00 | $1.00 |
| Replacement Card | $9.95 | $9.95 |
| Card-To-Card Transfer Fee | Personal Card-to-Card: FREE Cardholder-to-Cardholder: $2.95 |
Personal Card-to-Card: FREE Cardholder-to-Cardholder: $2.95 |
About Prepaid Cards
Prepaid Visa or MasterCard (also known as stored value cards) are pre-funded reloadable cards. They require payment in advance to the card company, after which the cards can be used until the payment is depleted. The cards can be recharged to be used again. The cards can be used anywhere Visa or MasterCard are accepted and at ATMs worldwide.
There are fees associated with these cards so please read the fees and disclosures for each card when applying.
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