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Wired Plastic™ Prepaid Visa® Card

The Wired Plastic Prepaid Visa Card is a stored value card, issued by BankFIRST. The card is aimed at those who have limited or poor credit and may not qualify for an unsecured credit card. A reward program is available.

NO CREDIT CHECK NO EMPLOYMENT CHECK NO BANK ACCOUNT NEEDED FREE DIRECT DEPOSIT FREE MOBILE AND EMAIL ALERTS FREE ONLINE ACCOUNT TOOLS FREE REWARDS PROGRAM ONLINE BILL PAY

The reward program is a rare benefit for a stored value card. Points are earned for all purchases and these can be redeemed for calling cards, ring tones and wireless airtime. There is no limit to the number of points that can be earned and points do not expire.

Customers make payments to the card in advance and a first-time minimum load is required. Direct depositing is free and customers can use online facilities to transfer funds or pay bills. There is no annual fee for this card. A low application fee and a low monthly maintenance charge are applied but overall fees are favorable compared to many cards of this type.

The Bancorp Bank's online application utilizes SSL technology, which encrypts your personal data, keeping it safe.

 

FLEXIBLE AND CONVENIENT

1. USE FOR CAR RENTALS, HOTELS, ONLINE PURCHASES AND MORE!
2. ACCEPTED EVERYWHERE VISA IS ACCEPTED
3. LOAD CASH AT OVER 100,000 RETAIL LOCATIONS
4. ACCESS CASH AT OVER 50,000 ATMS
5. NO BOUNCED CHECKS, NSF OR OVERDRAFT CHARGES EVER!
6. 30 DAY MONEY BACK GUARANTEE
7. IF YOU ARE NOT COMPLETELY SATISFIED FOR ANY REASON CALL US AND GET A REFUND OF YOUR ACTIVATION FEE

WIRED PLASTIC™ PREPAID VISA® CARD FEES

Card Usage Fees
Activation Fee	$9.95 (one time fee)
Monthly Fee1	$3.95 (per month)
Domestic Signature Transaction Fee	FREE
Domestic PIN Transaction Fee	$0.95 (each)
PIN Transaction Decline Fee	$0.45 (each)
Bank Teller Cash Advance Fee	$4.95 (each)
U.S. ATM Withdrawal Fee	$1.95 (each)
U.S. ATM Balance Inquiry Fee	$0.95 (each)
U.S. ATM Decline Fee2	$0.95 (each)
International ATM Withdrawal Fee	$4.95 (each)
International ATM Balance Inquiry Fee	$1.95 (each)
International ATM Decline Fee2	$1.95 (each)
International Transaction Fee3	$0.45 (each)
International Transaction Fee (PIN)3	$0.95 (each)
Wired Plastic Account Services
Click-n-Pay Electronic Payment Fee	$0.45 (each)
Click-n-Pay Electronic Payment Fee	$0.95 (each)
Click-n-Pay Check Cancellation Fee	$9.95 (each)
Deposit to a U.S. Bank Account Fee	$0.95 (each)
Phone Account Access	FREE
SMS/Email Alerts	FREE
Online Account Access	FREE
Live Agent Customer Service Fee	2 free calls per month $0.95 per call thereafter
Replacement Card Fee	$3.95 (per replacement Card)
Express Mail Fee	$15.00 (each)
Paper Statement Copy Fee	$2.95 (each)
Return Check Fee	$25.00 (each)
Adding Cash
Direct Deposit	FREE
Bank Wire Transfer Fee	$6.95 (each)
Bank ACH Transfer	FREE
Bank Bill Pay Transfer	FREE
PayPal Transfer	FREE
Retail Cash Load Fee4	Varies by retail partner. Log in to your Card Account online for detailed retail load fees
MoneyGram Convenience Fee5	$1.00 (per value load at MoneyGram)

 

¹ The cardholder can elect to be billed on an Annual Fee or Monthly Fee basis. If no election is made the cardholder will be billed on a Monthly Fee basis.

² The U.S. ATM Decline Fee and International ATM Decline Fee will appear as "ATM Decline Fee" on your card account detail or monthly statement, if you elect to receive monthly statements.

³ The International Transaction Fee and International Transaction Fee (PIN) will appear as "International Transaction Fee" on your card account detail or monthly statement, if you elect to receive monthly statements.

⁴ Any Retail Cash Load Fee amount is an independent fee assessed by the individual retailer only and is not assessed by us.

⁵ MoneyGram may charge an additional service fee for using their services. Any MoneyGram fee amount is an independent fee assessed by MoneyGram only and is not assessed by us. The merchant may charge an additional service fee for using its services to accept a ReadyLink payment. Any fee charged by the merchant on a ReadyLink load is an independent fee assessed by the merchant only and is not assessed by us.

If you use an ATM not owned by us for any transaction, including a balance inquiry, you may be charged a fee by the ATM operator even if you do not complete a withdrawal. This ATM fee is a third party fee amount assessed by the individual ATM operator only and is not assessed by us. This ATM fee amount will be charged to your Card.